Pengaruh Literasi Keuangan, Sikap Keuangan, Kepribadian, dan Pendapatan Terhadap Pengelolaan Keuangan pada UMKM Medan Sunggal

Abstract

This research was conducted to determine the influence of financial literacy, financial attitudes, personality, and income on management in Medan Sunggal MSMEs. The aim of this research is to find out and analyze how financial literacy, financial attitudes, personality, and income partially influence financial management in Medan Sunggal MSMEs. This research is associative research and the type of data used is a quantitative approach. The population in this study was 100 people using a purposive sampling technique with the following criteria: respondents who own businesses in Medan Sunggal with an equal distribution of 100 respondents to each subdistrict in Medan Sunggal subdistrict. The data analysis used is multiple linear regression analysis. The results of this research show that partially, financial literacy, financial attitudes, personality and income have a positive and significant effect on financial management in Medan Sunggal MSMEs.