| dc.description.abstract | This study was conducted to look at the factors that determine the influence of interest
in using an electronic wallet (E-Wallet), the development of online transactions is
increasing rapidly which causes various new technologies in the financial aspect, for
example, e-wallet. Electronic Wallet (E-Wallet) is an electronic service to store
payment instruments, among others, by using cards or electronic money, which can
also accommodate funds, in order to make payments. This research was conducted
using multiple linear regression analysis method with the help of the IBM SPSS
Statistic 26 application. The variables used were the perception of trust, the perception
of security, the perception of benefits, the perception of convenience, the perception
of risk, and the perception of consumptiveness. The data used are primary data
obtained from the distribution of online questionnaires. The number of respondents
who were determined was 100 people from the students of the University of North
Sumatra. This study concludes that there is a simultaneous positive and significant
influence between the variables of perceived trust, perceived security, perceived
benefits, perceived convenience, perceived risk and consumer perception on decisions
to use electronic wallets (E-Wallet). | en_US |
