Pengaruh Gaya Kepemimpinan Budaya Organisasi, melalui Kepuasan Kerja Terhadap Kinerja Karyawan di PT. Anjur Nauli, Medan

Abstract

The objective of the research was to find out some factors which Influenced financial performance and to analyze how far the factors influenced significantly The factors were credit channel, debt to equity ratio, capital adequacy ratio, non-performing loan, and net interest margin. The research used causal method which was aimed to analyze the influence of independent variables on dependent variable. The population was 26 Bank Pembangunan Daerah listed in Bank Indonesia in the period of 2010-2014 so that there were 130 research samples The data were tested by using multiple linear regression analysts. The result of the research showed that, simultaneously, total credit channel, debt to equity ratio, capital adequacy ratio, non-performing loan, and net interest margin influenced return on asset in Bank Pembangunan Daerah in Indonesia Partially total credit chamel had negative but significant influence, debt to equity ratio capital adequacy ratio, and non-performing loan had positive and significant influence, and net interest margin had positive insignificant fluence, and fund not moderate the correlation of total credit channel debt to equity ratio, capital adequacy ratio, non-performing loan, and net interest with return asset Bank Pembangunan Daerah in Indonesia.