| dc.description.abstract | There are several factors that influent in banking performance such as
liquidity. There could be represented with its financial ratios which can predict
banking performance on capital matter (Capital Adequacy Ratio). liquidity ratios
is Loan to Deposit Ratio (LDR, Quick Ratio (QR, Investing Policy Ratio (IPR),
Loan to Asset Ratio (LAR), Liquidity Risk Ratio (LRR), Credit Risk Ratio (CRR).
The purpose of this research is to test the influence of the variable liquidity
toward Capital Adequacy Ratio (CAR). The result of this research could give
contributions to banking managers in keeping its banking performance. This
research using time series data from publicity Annual Report of State Banking in
2010 until 2014 periods. This research use the population of State Banking in
Indonesia by the number of 12 banks. Analysis technique used is multiple
regression equation least squares fitted to test the classical assumption of
normality, multicollinearity, heteroscedasticity, and autocorrelation to get a
linear estimation model that is not biased. The hypothesis was tested using the tstatistic
to test coefficient of regression partial and F-statistics to test the truth of
simultaneously influence in level of significance 5%. During research period
show as data research was normally distributed. Based on multicolinierity test,
heteroscedasticity test and autocorrelation test variable digressing of classic
assumption has not founded, its indicate that the available data has fulfill the
condition to use multi linier regression model. The results showed that the
variables: (1) Loan to Deposit Ratio no significant effect the Capital Adequacy
Ratio (CAR) (2) Quick Ratio significant effect the Capital Adequacy Ratio (3)
Investing Policy Ratio significant effect the Capital Adequacy Ratio (4) Loan to
Asset Ratio no significant effect the Capital Adequacy Ratio (5) Liquidity Risk
Ratio no significant effect the Capital Adequacy Ratio (6) Credit Risk Ratio no
significant effect the Capital Adequacy Ratio | en_US |
