Pengaruh Faktor Makroekonomi terhadap Pembiayaan Perbankan Syariah yang Terdaftar di Otoritas Jasa Keuangan Periode 2014-2019

Abstract

The Objectives Of This Research Is For Knowing And Analyzing The Effect Of Macroeconomic Factors On The Islamic Bank Financing Such As Gross Domestic Product (GDP), Inflation, Exchange Rate And Interest Rate. The Population Of This Research Is The Islamic Bank Financing Listed In Ojk Period 2014-2019. The Technical Sampling Used Is Nonprobability Sampling With Sampling Jenuh As 72 Samples. Type Of Data Used Is Secunder Data And The Method Of Collecting Data Used Is Documentation Method By Downloading Monthly Report From OJK, BPS And BI Website. Data Analysis Method Used Is Time Series Analysis With Error Correction Model (ECM) Technique.The Result Showed On Partially, Inflation Variable Has Positive Significant Impact While GDP Variable, Exchange Rate Variable And Interest Rate Variable Have Not Significant Impact In Short Run. GDP Variable, Inflation Variable And Interest Rate Variable Have Positive Significant Impact While Exchange Rate Variable Has Negative Significant Impact On The Islamic Bank Financing In Long Run. On Simultaneously, All Of Variables Have Significant Impact On The Islamic Bank Financing In Short And Long Run.