Analisis Rasio untuk Menilai Kinerja Keuangan PT. Bank Mandiri (Persero) Tbk Tahun 2019-2021

Abstract

Return On Assets (ROA) and Return on Equity (ROE) are indicators used to assess a company's financial performance. The higher the ROA and ROE, the higher the rate of return received. This study uses a quantitative method to find out the ratio analysis (ROE and ROA) in assessing the financial performance of PT Bank Mandiri (Persero) Tbk in 2019–2021 using ratios. The data used is in the form of figures sourced from journals and company financial reports. This study aims to analyze the financial performance of PT Bank Mandiri (Persero) TBK. The results of this study indicate that ROA and ROE affect the financial performance of PT Bank Mandiri (Persero) Tbk. Based on the discussion that has been described, it can be said that the calculation of profitability ratios (ROA and ROE) in measuring financial performance is needed to determine the condition of a company.