Pengaruh Leverage, Liquidity, Non-Performing Loan, Operational Costs On Operational Revenues, dan Profitability terhadap Sustainable Growth Rate (Studi pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2017 – 2021)

Abstract

This study aims to analyze and determine the effect of Leverage (Debt-to-Equity ratio), Liquidity (Loan to Funding Ratio), Non-Performing Loans, Operational Costs On Operational Revenues (Operating Expenses on Operating Income), and Profitability (Return on Assets) on the Sustainable Growth Rate in banking companies listed on the Indonesia Stock Exchange for the period 2017 – 2021. This research is secondary data because researchers obtained data in this study through downloads of financial and annual reports accessed through the company's official website. The number of samples in this study were 20 banking companies. Data analysis in this study used multiple linear regression of panel data which was processed using the Eviews application. The results of this study indicate that simultaneously leverage, liquidity, non-performing loans, operational costs on operational revenues, and profitability have a significant effect on sustainable growth rates in banking companies. Partially, leverage, liquidity and profitability have a positive and significant effect on the sustainable growth rate, nonperforming loan have a negative and insignificant effect on the sustainable growth rate, and operational costs on operational revenues have a negative and significant effect on the sustainable growth rate.