Analisis Rasio Likuiditas PT. Bank Negara Indonesia Tbk Tahun 2020-2022

Abstract

The purpose this research is to discuss about liquidity risk analysis at “Bank Negara Indonesia” (Persero) Tbk. The writer uses quantitative method. The type of data used is secondary data, which is obtained from published reports of “Bank Negara Indonesia” (Persero) Tbk the period 2016 to 2020. The result of this study indicate that the Cash Ratio can be said to be healthy because it is in accordance with Bank Indonesia regulations with an average ratio of 4,05%. The Quick Ratio is in the healthy criteria because the average value is greater than 100%. Loan to Deposit Ratio is in good condition because its value is below 75%. This means that the bank is able to fulfill its obligations immediately with its liquid assets and is able to provide depositors requests when withdrawing funds so that the bank’s liquidity risk is in a healty condition and well maintained.