Pengaruh Kecukupan Modal, Efektivitas Dana Pihak Ketiga, Risiko Pembiayaan, Pertumbuhan Produk Domestik Bruto dan Proporsi Dana Pihak Ketiga Terhadap Profit Distribution Management di Bank Umum Syariah Tahun 2018-2020

Abstract

This study aims to analyze the effect of capital adequacy, effectiveness of third party funds, financing risk, gross domestic product growth and the proportion of third party funds on profit distribution management in Islamic commercial banks in 2018-2020. The data used is secondary data obtained from the OJK website, www.idx.co.id and related company websites, in the form of published financial ratios with a total of 42 observations. The sample consisted of 14 Islamic banking companies which were carried out by purposive sampling. Testing was carried out using multiple linear regression tests, data processing was carried out using the SPSS version 16 program. The results of research that has been processed using the SPSS program show that capital adequacy and financing risk have a positive and significant effect on profit distribution management. the effectiveness of third party funds has a negative and significant effect on profit distribution management gross domestic product growth and the proportion of third party funds has no effect on profit distribution management.