Analisis Perbandingan Likuiditas pada Bank Sumut dan Bank Aceh Tahun 2020-2022

Abstract

This research aims to conduct a comparative analysis of liquidity between Bank Sumut and Bank Aceh. Liquidity is a critical indicator in assessing a bank's ability to meet its financial obligations in a timely manner. The study utilizes the latest financial data from both banks over a specific period.The research method involves analyzing key liquidity ratios, such as the cash ratio, current ratio, and quick ratio. Additionally, the study evaluates factors influencing liquidity, such as cash management policies and investment policies of both banks. The findings of this analysis are expected to provide a comprehensive understanding of the liquidity conditions of each bank, as well as differences in strategies and performance that may impact liquidity levels. These insights can serve as a foundation for relevant stakeholders, inclu ding regulators and bank management, to make informed decisions to enhance the stability and financial health of the banking sector in the North Sumatra and Aceh regions.