Analisis Tingkat Kesehatan Bank dengan Metode RGEC pada Bank KB Bukopin Tahun 2020-2022

Abstract

The purpose of this research is to determine and analyze the health level of Bank KB Bukopin. The type of data used is secondary data obtained via the site www.kbbukopin.com. The data analysis technique used is the RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) financial analysis technique. The data obtained is then collected and calculated using a formula that is in accordance with the operational definition of variables, such as Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Good Corporate Governance), Return on Asset (ROA), Net Interest Margin (NIM), Operating Cost Ratio to Operating Income (BOPO), Capital Adequacy Ratio (CAR). The results of this research show that based on the RGEC Method, Bank KB Bukopin is considered not very healthy.