Pengaruh Margin Bunga Bersih, Likuiditas, Kapitalisasi, Non Performing Loan, dan Ukuran Perusahaan terhadap Rasio Kecukupan Modal pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2019- 2022

Abstract

Business operation that run by banks is usually influenced by the big or small the capital that owned for the sustainability of the banks business. By trading the credit to customers, the banks need the capital and the liquid capital exchange, in order to rairing the profit faster and the fund exchange is more liquid. But unpredictably the crisis came with bad effect for the economic of The community and impacted the economic faint of a country. This crisis is eventually weaken the ability of community to pay back their obligation to the banks, and so the banks become less of the capital and business operation is impacted so the capital became less. The result of this study is to show that net interest margin, liquidity, capitalization, have positive impact on capital adequacy ratio. Meanwhile non performing loan and firm size have the negative impact on capital adequacy ratio.