Pengaruh Ukuran Bank, Networking Capital, Return on Asset, dan Non Performing Loan terhadap Risiko Likuiditas pada Bank Umum Swasta Nasional yang Terdaftar di BEI Periode 2017-2021

Abstract

This study aims to determine the influence of Bank Size, Networking Capital, Return on Asset, and Non-Performing Loans on Liquidity Risk in National Private Commercial Banks. The population in this study consists of national private commercial banks listed on the IDX from 2017 to 2021. This type of research is associative causal with a research population of national private commercial banks listed on the IDX from 2017 to 2021, totaling 38 banks. Sample selection was determined by purposive sampling method, resulting in 32 national private commercial banks that meet the criteria and are included in the sample. The type of data used is secondary data, collected using statistical dataset methods. The data analysis technique employed is multiple linear regression analysis.The results of the study indicate that partially, Bank Size and Networking Capital have a significant positive effect on Liquidity Risk. Meanwhile, Return on Asset and Non-Performing Loans partially do not affect Liquidity Risk. Simultaneously, Bank Size, Networking Capital, Return on Asset, and Non-Performing Loans influence the Liquidity Risk of national private commercial banks listed on the IDX for the period 2017-2021.