Faktor-Faktor yang Mempengaruhi Non Performing Loan pada Perusahaan perbankan yang Terdaftar di Bursa Efek Indonesiaperiode 2018-2020

Abstract

This study aims to examine the influence of Capital Adequacy Ratio, Loan to Deposit Ratio, and Return On Assets on Non-Performing Loans. The research uses agency theory as its theoretical framework, which then becomes the basis for the conceptual framework. This is a quantitative study utilizing purposive sampling methods. The sample consists of 30 companies obtained from the official website of the Indonesia Stock Exchange. The study shows that the Capital Adequacy Ratio and Loan to Deposit Ratio do not have a significant effect on Non-Performing Loans. Return On Assets has a positive and significant effect on Non-Performing Loans.