Pengaruh Literasi Keuangan, Kepribadian, Financial Self Efficacy, dan Fintech Payment terhadap Perilaku Keuangan Mahasiswa di Kecamatan Medan Selayang Kota Medan

Abstract

The aim of this research is to determine the influence of financial literacy, personality, financial self efficacy and fintech payments on student financial behavior in Medan Selayang District, Medan City. This type of research is associative research. The data used is primary data. The population in this study were active students in Medan Selayang District. The sample used was 100 students. The analytical method used is descriptive statistical analysis method and multiple linear regression analysis. The r esults of this research show that partially Financial Literacy has a positive and significant effect on Financial Behavior. Personality has a positive and significant effect on Financial Behavior. Financial Self Efficacy has a positive and significant effe ct on Financial Behavior. Fintech Payment has a positive and significant effect on Financial Behavior.