Analisis Pengaruh Pengalaman Keuangan, Tingkat Pendapatan, dan Tingkat Pendidikan Terhadap Perilaku Keuangan Keluarga di Kecamatan Medan Johor

Abstract

This study aims to determine and analyze the effect of financial experience, income level, and education level on family financial behavior in Medan Johor District. The population in this study were all heads of families in Medan Johor sub-district as many as 40,836 people and 6 sub-districts. The number of samples is 100 family heads in Medan Johor sub-district. The data of this study were obtained from the distribution of research questionnaires to the heads of families in the District of Medan Johor. The data analysis technique used multiple linear regression analysis. The results of this study indicate that financial experience has a positive and significant effect on family financial behavior in Medan Johor District, income level has a negative and insignificant effect on family financial behavior in Medan Johor District, Education level has a negative and insignificant effect on family financial behavior in Medan District. Johor.