Analisis Efficiency Perbankan Syariah di Indonesia dengan Metode Stochastic Frontier Analysis Periode 2014-2019

Abstract

Islamic Banking Industry in Indonesia had growth rapidly, it cause futher improvement of quality, beside of increase number of islamic banking quantity. Ensuring quality was important for islamic bank because its operate based on trust. Efficiency is one of the parameter of measure islamic banking performance. This research is measuring efficiency of islamic commercial banks and using stochastic frontier analysis in periode 2014-2019. By using 11 samples of Islamic Commercial Banks and Input Variables Total Savings, Operational Costs, Other Operating Costs. The Output Variable is Total Financing. The results of this study indicate that total savings have a positive and significant effect on total financing, operational costs have a negative and insignificant effect on total financing, while other operating costs have a positive and insignificant effect on total financing. In general, technical efficiency score for islamic commercial banking in observation periode is 0,862.