Analisis Laporan Keuangan untuk Mengukur Kinerja Perusahaan Berdasarkan Rasio Profitabilitas pada PT. Bank Mandiri Tbk Periode 2020-2022

Abstract

This research aims to determine the condition of financial performance at PT. Bank Mandiri Tbk for the 2020-2022 period is based on profitability analysis along with bank health ranking research. This research uses descriptive analysis techniques using the financial reports of PT Bank Mandiri Tbk for the 2020-2022 period. Results of financial performance analysis of PT. Bank Mandiri Tbk seen from the GPM NPM ROE ROA ratio experienced a gradual increase in 2020- 2022. This ratio can be said to be in good condition. From the results of the analysis, the GPM ratio increases every year, it is categorized as good. Then the analysis of the NPM ratio, which increases every year, is categorized as good. Then Return On Equity is in poor condition, and Return On Assets is in bad condition because it is below the industry average standard.