Dampak Kredit Usaha Rakyat (KUR) pada Usahatani Jahe

Abstract

Ginger (Zingiber officinale) is an agricultural commodity with high economic value as a raw material for traditional medicines and spices. Ginger production requires a large amount of capital due to the high cost of production input and farmers require a large amount of input. Agriculture Credit is a government program designed to improve capital access for farmers and micro, small, and medium enterprises (UMKM) in Indonesia. This research aims to analyze the impact of agriculture credit (KUR) on ginger farming. Primary data collection with interviews, questionnaires, observations, documentation and secondary data from PT. A. The research sample used a nonprobability sampling technique with quota (quota sampling). Analysis of data this research using descriptive analysis, income analysis, statistical test analysis such as independent sample t-test and paired sample t-tests to compare the income of KUR recipient farmers and non-KUR recipient farmers and the development of ginger farming businesses before and after receipt of KUR and business feasibility analysis. Research shows that there is significantly higher income for KUR recipient farmers than for non-KUR recipient farmers, there is descriptive progress in production input, production output, and production output income and income before and after